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Adjust purchase price, down payment, loan term, and interest rate to estimate your monthly payment. Figures are indicative only and do not constitute a financing offer; banks apply their own criteria, fees, and insurance.
Loan-to-value limits used here follow common UAE retail mortgage guidelines (first completed residential property): UAE national up to 85% financing, UAE resident up to 80%, non-resident typically up to 75%. Your bank may differ.
Typical one-off costs (Dubai — indicative)
| DLD property transfer fee (4% + admin) | — |
| Mortgage registration (approx. % of loan) | — |
| Trustee / agency & misc. (indicative) | — |
VAT may apply to professional fees. Always confirm with your bank and conveyancer.
Monthly payment uses a standard amortising formula (equal instalments). It excludes life insurance, property insurance, and bank processing charges. Residency rules affect maximum borrowing; this tool clamps down payment and loan within those bands for the selected profile.
